The Right Business Loan, Simplified And Closed

Direct Business Funds provides streamlined financing options from $25K to over $5M. Get matched with a dedicated advisor and secure the capital your business qualifies for, with approvals as fast as the same business day.

Start Your Application

See How It Works

$480M+

Capital Deployed

2,300+

Businesses Funded

2016

Serving Since

Explore SBA Loans

SBA Loans

Government-guaranteed 7(a) and 504 programs. The lowest long-term cost of capital available to small businesses.

To $5M amounts
10–25 yr terms
~30 days to fund

Partnership Loans

State and federal collaboration programs with below-market pricing for qualifying businesses.

To $3M amounts
5–10 yr terms
2–4 wks to fund

Explore Programs

Every business borrows for a different reason. We underwrite to the reason — and structure around it.

Six ways to fund the next move.

Explore Term Loans

Term Loans

A lump sum with a fixed repayment schedule. Underwritten on cash flow, funded in days for owners who know their number.

To $1.5M amounts
1–5 yr terms
2–5 days to fund

Equity-Backed

Unlock equity in commercial property or the business itself for facilities at favorable pricing.

To $5M+ amounts
5–15 yr terms
2–4 wks to fund

Explore Equity

Explore Equipment

Equipment Financing

Trucks and machines secure the loan, so younger businesses qualify and rates stay sharp for essential tools.

To $2M amounts
2–7 yr terms
3–7 days to fund

Merchant Cash Advance

Fast capital based on future sales. No fixed term or collateral required—just a simple, flexible advance on your daily revenue.

To $5M amounts

Up to 36 month terms
2–24 hrs to fund

Explore MCA

Direct Advisor Edge

Loan marketplaces blast your application to dozens of lenders and let the phones ring. We do the opposite. One dedicated advisor studies your business, identifies structures that fit, and negotiates them in parallel.

No credit pull at intake process

Zero application fees, ever

Global program access benefits

In-house lending solutions

Personalized owner fit check

Four Steps to Funding

1

Apply
Eight minutes, no documents required up front.

2

Review
Same business day, with a program eligibility screen.

3

Offers
Term sheets side by side, fine print explained.

4

Funded
Days for term loans, weeks for SBA financing.

In Their Words

“

Our bank estimated twelve weeks for the SBA loan. Direct Business Funds secured the same structure through a partner in twenty-six days — and at a lower rate.

Applied Tuesday, trucks financed Friday. We secured our fleet before peak season without paperwork theater, and the rate beat the dealer's financing.

They identified a state partnership program I hadn't heard of and qualified us. 6.9% for ten years. My advisor still calls every quarter to check in.

Marcus T.

HVAC Contractor, Georgia

Dana R.

Food Distribution, Texas

Elena V.

Commercial Bakery, Ohio

Ready when you are.

Four minutes now. Offers this week.

Start your application